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How Can I Save For Retirement If I Don’t Have a 401(k)?

If your employer offers you a 401(k), then that’s a great way to save for your retirement, especially if you employer matches contributions. But what if your employer doesn’t offer a 401(k)? How do you save up for your retirement then? Or are you doomed to work until the end of your life?

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Should I Invest in the Stock Market, or Put Money into a Savings Account?

So you’re trying to decide whether it’s best to invest your money in the stock market, or if it’s better to put your money into a regular old savings account. The decision can be difficult, but ultimately it all comes down to risk. Investing and saving are both ways to build financial wealth, but they are very different. In this article, we’ll discuss some of the benefits and drawbacks of both. Article Sponsored by: Chicago Commercial Pressure WashingRead More...

What Is the Recommended Amount to Contribute to my Retirement Monthly?

When it comes to retirement, it’s best to get started with your savings early. This is common knowledge, but when it comes to saving, there are a lot of questions that come up. What exactly is a 401(k)? And, most important of all? How much should be contributing to your retirement savings plan?… Read More...

Why Being Frugal Is Important

Being frugal means living simply, without splurging on expensive things you don’t need. Frugal living is about keeping costs low, while still managing to live a full, happy life. Many people choose to live frugally for different reasons, but the most common one is to save money. While this is probably the number one reason for living frugally, there are many other reasons why you might want to start cutting back on your costs and embrace frugality. We’ll discuss some of these reasons in this article, and why they’re important.… Read More...